For them, the resources they need to restart their lives.

For you, a small investment

For nearly 200 years the Bank of Montreal has been the financial institution in which Canadians put their trust. Its insurance division, BMO Life, has built a reputation as a trusted, reliable insurer helping make certain that those left behind after the loss of a family member, have the financial resources needed to carry on.

 

Our clients often tell us the reasons that they chose BMO over the other companies offering term life insurance.

 

 

Most often, they tell us they chose BMO because:

 

BMO responds faster than any other company in issuing a policy,

 

BMO rates are the best in the insurance industry.

 

BMO’s reputation for financial strength and client services.

 

 

Fast policy issuance?

Our process is straightforward, streamlined:

 

You tell us how much insurance you want.

 

We issue a quote.

 

Your personal and medical information are collected together.

 

Acceptance and issuing a policy takes less than any other company.

 

 

How can our rates be so much better?
Two reasons:

 

Only currently healthy people between the ages of 18 and 75 qualify. You’re not paying for unqualified people.

 

BMO quick application, normally completed within 48 hours, reduces overhead costs.

 

 

Savings are passed along to you. Why do others choose us? We hear things like:

 

“They don’t waste my time filling out long forms or requiring endless medical exams.”

 

“They will still be around when other companies have merged or changed.”

 

“The 10 day money back, no questions asked guarantee sold me.”

 

 

So, how do you get started?

 

Complete the instant quote below.

 

When you receive your on-screen quote, you will see a"Request Application" button. Just give us your name and a few details and we'll call you for personal and medical information.

 

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Instant Quote

 

The two questions we hear most often are, “how much insurance do you recommend,” and “how much does it cost?” If you feel you know the coverage you would like to have in place, please enter the requested information in the box below and you will receive an immediate on-screen quotation for a BMO 10 year term life policy.

 

There is no cost for applying, and your BMO 10 year term life policy carries a full 10 day, no questions asked, money back guarantee.

 

	Instant Life Insurance Quote Province:  Alberta British Columbia Manitoba New Brunswick Nova Scotia Newfoundland Northwest Territories Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon Birthdate:  January February March April May June July August September October November December 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Gender:  Male      Female  Smoker/Tobacco:  Yes     No  Health Class:  Regular Preferred  Type of Insurance:  10 Year Level Term 20 Year Level Term 30 Year Level Term   Face Amount:  $10,000 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $900,000 $1,000,000 $1,100,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,500,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000

 

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About Us

 

Nearly everyone understands the need to insure against loss. Frequently, however, concerns focus more on house, car, and possessions. Fire, accident, robbery – all these losses can be replaced.

 

A life can’t. Earning power might be replaced sometime in the future, but in the aftermath of the loss of a family member, there will be cash needs. BMO 10 year term life won’t replace a life, but it will provide the funds needed for those who rely upon you now.

 

For over 40 years, we have been helping families insure against loss. In doing so, we stay abreast of the insurance market to make certain that we offer our clients insurance coverage through the most reliable providers, at the lowest possible cost, and with the best client services.

 

Our choice to represent BMO Life Assurance Company, was made with those criteria in mind. The parent company has been in business for 193 years and built a solid reputation around the world. By limiting term life insurance coverage to those currently in good health and in the age range of 18 to 75, premiums remain some of the lowest in the industry.

 

In determining the insurance that we would offer, customer service was a prime consideration. We found that BMO was able to minimize the time to complete the application/review process and issue a policy – faster than any other company. This quick acceptance plus a satisfaction guarantee made our decision easy – BMO was the clear choice.

 

For them, BMO provides the resources they need to restart their lives. For you, it is a small investment in their futures.

 

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Client Experiences

 

On speed of insuring:

 

"I would just like to take this moment thank you for the exceptional service you have provided me and my husband. You have proven to be efficient and always available to deal with issues or answer question. Thank you once again."

 

V. & R. Davis

Ontario, Canada

 

On offering the best coverage at low rates:

 

"I would like to thank Mr. Hughes for providing great service. He found us the best price for our insurance needs. Orginally, I had doubts about working with an insurance company so far from us but Mr. Hughes has done a great job!"

 

R & S Vine

British Columbia, Canada

 

"As I have a family and an income to protect, I needed to find coverage which was well affordable and comprehensive. "

 

M. Hebert Quebec

City, Quebec – Canada

 

On client service:

 

"As a partner in a major business , I was introduced to Ivon through the internet as someone who would deal with us fairly and simplify the mysteries of term life insurance and critical illness insurance.

 

Subsequently, I have purchased both term life insurance and critical illness insurance and am well satisfied with how our business has been handled. Dealing with Ivon has saved the company money because of his ability to answer questions about what coverage precisely was needed.

 

If you don’t have critical illness to protect your income and term life insurance to protect your family, I suggest you get it now."

 

Robert Duffy

Montreal, Quebec - Canada