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ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE
Why
would you want to purchase an accidental death and dismemberment insurance
policy?
No
matter how much we plan for the future, things can happen that are beyond
are control and which we never expected. Something as common as a car accident
can literally rob your family of their peace of mind and their financial
security. Tens of thousands of people every year have their family's lives
shattered when, in a matter of seconds, they are killed or dismembered as
a result of an accident.
Of course,
no one wants to think about these things. They certainly aren't pleasant
facts, but that doesn't mean you shouldn't prepare for the worse.
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Protecting
Your Family
You
and your family have worked hard to get where you are in life, but a single
accident has the power to take it all away if you haven't planned for the
future and invested in an accidental death and dismemberment policy.
Unfortunate
and unexpected accidents do happen every day, but if you are prepared for
that possibility, your family will have one less problem to contend with
at that unfortunate time.
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 MENU: LIFE INSURANCE
Accidental
Death and Dismemberment Section
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Besides financial
protection, accidental death and dismemberment policies have other benefits
as well, including:
· Guaranteed acceptance
· No medical exams
· No cash benefit amount reductions ever
·
Guaranteed coverage (as long as premium payments are made)
· No premium increases, even if your health condition changes
This insurance
includes Basic Protection in the amount of $3,000 of Accidental Death and
Dismemberment Insurance. This protects you 24 hours a day, anywhere in the
world: at home, at work and on vacation. You are even covered when traveling,
including when you are flying as a fare paying passenger on any common carrier.
Click
here to get a quote on an Accidental Death and Dismemberment Insurance Policy.
| INDIVIDUAL
PLAN |
FAMILY
PLAN |
|
Amount
of additional
protection* |
Monthly
cost |
| $15,000.00
|
$1.80
|
| $25,000.00
|
$3.00
|
| $50,000.00
|
$6.00
|
| $75,000.00
|
$9.00
|
| $100,000.00
|
$12.00
|
| $150,000.00
|
$18.00
|
| $200,000.00
|
$24.00
|
| $250,000.00
|
$30.00
|
|
Amount
of additional
protection* |
Monthly
cost |
| $15,000.00
|
$2.70
|
| $25,000.00
|
$4.50
|
| $50,000.00
|
$9.00
|
| $75,000.00
|
$13.50
|
| $100,000.00
|
$18.00
|
| $150,000.00
|
$27.00
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| $200,000.00
|
$36.00
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| $250,000.00
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$45.00
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| *Reduced
by 50% when insured reaches age 70 and again at age 80. |
| The
Benefits |
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| When
you sustain an injury resulting in any of the following losses within one
year from the date of the accident, you or your beneficiary will be paid
the benefits as shown below. |
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|
Basic
protection |
Percent
of additional protection* |
| Loss
of : |
| Life
|
$3,000
|
Plus
100% |
| Two
members(hand,foot or eye) |
$3,000
|
Plus
100% |
| Speech
and Hearing |
$3,000
|
Plus
100% |
| Entire
sight in both eyes |
$3,000
|
Plus
100% |
Loss
resulting in quadriplegia,
paraplegia or hemiplegia |
$3,000
|
Plus
100% |
| One
arm or one leg |
$2,250
|
Plus
75% |
| Entire
sight in one eye |
$1,500
|
Plus
50% |
| One
hand or foot |
$1,500
|
Plus
50% |
| Speech
or hearing |
$1,500
|
Plus
50% |
|
Thumb
and index finger on same hand
|
$750
|
Plus
25% |
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