The AIPG is
placed in an alternative management basket of funds that allows you to take
advantage of several investment strategies based on different styles, sectors
and geographical regions while reducing the level of volatility associated
with this category of investment.
What Are the Advantages Of The Alternative Investment with Principal Guaranteed
(AIPG)?
• Capital is guaranteed for the 5-year term
• Possibility of a higher rate of return in comparison to mainstream
investment products
• Access to investment strategies that are generally inaccessible to
the majority of investors
• Greater diversification of your investment portfolio
• Taxable only at the end of the 5-year term (for non-registered investments)
A VALUABLE AND GUARANTEED INVESTMENT TO BUILD UP YOUR INVESTMENT PORTFOLIO
AIPGs are fixed
term investment products that guarantee 100% of your capital and offer a
higher potential rate of return than other types of fixed income securities
such as savings bonds, GICs and treasury bills.
An Ideal
Investment Solution
The AIPG offers both growth and security, and is ideal for investors seeking
to diversify their investment portfolio while safeguarding their initial
investment. The AIPG is a fixed term investment product which offers a higher
potential rate of return than other types of fixed income investments such
as savings bonds, GICs, and treasury bills.
The Initial
Investment Is 100% Guaranteed
After the fixed investment term of 5 years, 100% of the initial capital invested
is guaranteed to be returned to the investor by National Life of Canada.
In addition, the AIPG offers a potential return of up to 10% or more; estimated
but not guaranteed.
Alternative
Investment Strategies Provide Greater Return Potential
What sets the AIPG apart from conventional investment products are the alternative
management strategies used. These management strategies include the use of
arbitrage, derivatives, options, foreign currency, and futures contracts.
Returns
That Reflect The Performance Of Markets Around The World
Underlying investments are made throughout the world, including the financial
markets of the U.S., U.K., Japan, Germany, France, Switzerland, Spain, Australia,
Sweden, New Zealand, Singapore, Mexico, South Africa, and here in Canada.
Although returns reflect the performance of markets around the world, the
AIPG is 100% RRSP eligible and does not affect the foreign content holdings
within an RRSP.
National Life
invites you to participate in the upside potential of alternative investments,
while safeguarding your initial capital. The Alternative Investment With
Principal Guaranteed (AIPG) is an exciting investment opportunity with a
single investment date of September 27, 2004.
Product
Features
Principal
Manager
SSARIS (State Street Absolute Return Investment Strategies) 60% held
by SSGA (State Street Global Advisors)
Type of
Investment
Guaranteed investment with a high rate of return potrential.
Targeted
Net Return
4 to 10% (estimated but not guaranteed)
Investment
Strategy
Alternative
investment strategies through the interaction of multiple managers (arbitrage,
derivatives, options, foreign currencies and futures
contracts)
Minimum
Amount
$1,000
Investment term: 5 years
non-redeemable
Admissibility
RRSPs and non-registered contracts
(revenues considered as interest
income) and LIRAs
Maximum Age
63 years old at enrolment for registered
investments
90 years old at enrolment for nonregistered
investments
