You may not
realize it but the loss of either head of household in a family has a devastating
effect on finances. House payments can't be made, groceries can't be purchased,
other bills can't be covered because of the loss of that second, or sometimes
only, income.
Even if you
have had trouble securing a life insurance policy in the past, you can now
acquire a policy of up to $200,000 without having to pass a medical exam
or answer detailed questions. This term life policy will cover you until
the age of 100, and you don't have to worry about the delays of a waiting
period either. From day one, you are completely covered and your family will
be protected from financial hardship and additional stress during one of
the most difficult moments of their lives.
Features
For A No Medical, Term Life Insurance Policy
Medical
Underwriting Requirements
This plan does not require a medical exam at any age. A saliva sample is
required for amounts in excess of $100,000.
Issue
Ages
18 TO 65
Coverage
No waiting period, full coverage applies from day one.
Two
Rating Categories
Preferred or standard rates subject to underwriting guidelines.
Maximum
Issue
$200,000
Minimum
Issue
$25,000 or $250 annual premium
Premiums
Are Guaranteed
The premiums never increase.
Accidental
Death Benefits Included
In case of accidental death, the benefits payable under the policy double
prior to the insured's 70th birthday.
Living
Benefits
If the insured is declared to be terminally ill and death is expected within
one year, the proceeds payable under the policy will be paid to the insured
during the insured's lifetime.
Get
a No Medical, Term Life Insurance Quote
