LIFE INSURANCE AND DISABILITY PROTECTION

Life insurance is an essential tool that anyone (and everyone) should have. How much life insurance you should have depends on various factors. A good life insurance agent will help you determine the right life insurance policy for you. However, you should have a decent amount of information to make a decision regarding the amount of life insurance protection you need.

In a recent report, done by Market Watch, a number of great tips were produced by life insurance professional Frank Durras. In his tips, he describes how you can make the right decisions about the amount of life insurance you need.

He recommends calculating your debt and any ongoing financial obligations you have to be sure your term life insurance provides enough protection. Also, take into account the future value of your income. A variety of types of insurance is available to Canadians looking for life insurance. Long-term care insurance is purchased when you are about 50 but should be selected earlier if you have a family history of chronic illness.

When it comes to finding the best Canadian life insurance, and to learn the rates on term life insurance today, your best bet is to work with an insurance agent to get a personalized figure. Doing some of this comparison-shopping on your own is helpful, but an expert quote is the best route to take.