Monday, October 31, 2005

Health Insurance You Must Have

There is absolutely no way you should be living your life like this. Going without health insurance or other insurances is really asking for trouble.

Families and singles have to really sit down and figure out what to do in these circumstances.Y ou need to read this story as a salutary lesson to what you should do.

Friday, October 28, 2005

Health Insurance Costs A Lot Of Money

This story relates to the extremely high cost of health insurance for catstrophic illnesses.I have said before that whatever side you are on in the health insurance debate,you need coverage. But the only way to combat these type of health insurance problems,is to take extremely high deductibles.the highest available.Yes,you,ll pay more for theordinary illnesses but health insurance costs for a grave illness will not drive you to the bankruptcy court.

Thursday, October 27, 2005

Health Insurance and Life Insurance Needs

Here is a typical family with typical family needs.As explained the more dependents youhave,the more coverage you need. But if you don't have the money, what do you do. Read more.....

Wednesday, October 26, 2005

Health Insurance Has Different Benefits

This is the story of a lady who needs her job for more than one reason.Sure,she needs it for income but she also needs it for moral support and the support of her friends in the workplace.

Tuesday, October 25, 2005

Term Life Insurance Rates May Drop

As we have pointed out in various articles, people are living longer and so rates are dropping.
Make sure you take advantage of this through a comparison of what you are now paying by comparing that with an up-to-date term life insurance quote.

Monday, October 24, 2005

Term Life Insurance Quote Keeps Your Agent Honest

Term Life Insurance Quote Keeps Your Agent Honest
If, as we always advise, you get a term life insurance quote from all the carriers, you can't go too far wrong.
And from this article you,ll see the advantage of keeping current on term life rates.People are living longer and prices are going down

Friday, October 21, 2005

Term Life Insurance Explained

If you have ever wondered about the reasoning behind term life insurance, well here are some facts that will show you what comprises your premium.

And there is other information which helps round out the whole picture.

Thursday, October 20, 2005

Disability Insurance Can Indirectly Protect Your Children

Here is yet another reason to have disability insurance. The couple are divorced with a 12 year old daughter. If one gets sick and is unable to work, will there be sufficient money to protect the daughter? Read article.

Wednesday, October 19, 2005

Disability Insurance Is Very Important

If you have ever had doubts about the need fot disability insurance you should read this story.
Apparently they did not have life insurance either.
So, as you are reading this,you might as wel pick up the phone and make sure that ypu and your family are adequately covered and protected against adversity.Nowe is the time to get life and disability insurance. Read article.

Tuesday, October 18, 2005

Critical Illness Insurance Can Save Your Financial Life

This is something we discuss with clients all the time; Critical Illness insurance.
A good critical illness insurance policy provides money, often at critical times and here is a situation where it was needed. All persons, especially where there is cancer in the family, should have this protection just in case cancer strikes again. To have cancer in the family and not protect yourself is just plain dumb. Read full article.

Monday, October 17, 2005

Long Term Care Insurance Comes In Handy

This is a story of a lady who recognized a good deal when she saw one. If everything you did in life paid off like this we'd all be millionaires.

Friday, October 14, 2005

Estate Planning Should Be Done Now

If you have not yet done any estate planning the time to do it is now. Don't leave it, like this couple, till the last moment. If this man had died it would have been a very different situation. Read article.

Thursday, October 13, 2005

Health Insurance Is The Foundation Of The Family

Even with the best of intentions and the best of coverages, it is sometimes not enough. A health insurance policy against catastrophic illnesses would have helped here but sometimes it is very hard to find fault with all the care that you took. Read the article on health insurance.

Wednesday, October 12, 2005

Living Will:A Lesson Learned

A stitch in time saves nine. The old nursery rhyme applies here, albeit a little late .Fortunately this lady recovered in time to prepare a Living Will and any other necessary papers to carry out her wishes. But not all of us get that 2nd chance. So here it is again; call your lawyer now and get a Living Will. Read article.

Tuesday, October 11, 2005

Life Insurance Should Be Bought Today

If there ever was a lesson to be learned from the maxim of putting things off, this is it. Here we have a pregnant widow without insurance as the purchase was put off until " tomorrow " Life Insurance, Wills, Living Wills should be done NOW!
Read article.

Friday, October 07, 2005

Estate Planning And Family Businesses

If you have a " family " business and you are resposible for its operation,you need to have estate planning front and centre all the time.

You should be well insured for everything,have a Living Will.a Last Will and Testament and all your ducks in a row. If you don't, your heirs will probably never visit your grave. Read more..

Thursday, October 06, 2005

Living Wills And Living Organs

When we speak of Living Wills, we often forget about a very serious subject; helping our fellow man or woman
Living Wills are an ideal place to specify exactly what you are prepared to donate. If you are planning on a closed coffin, there is probably no limit on what you can leave in your Living Will. Read article.

Wednesday, October 05, 2005

Living Wills And Planning

Here is a story of a lady who is planning to protect herslf and in so doing,protect her loved ones. Read this piece and take action on your Living Will.

Tuesday, October 04, 2005

Term Life Policy Conversion

This is a very sensible discussion on term life insurance and the wisdom of covrting term life insurance to a permanent plan.

Term life insurance planning or indeed any type of long term planning needs to be reviewed reguarly.People change their ideas,they get richer or poorer,they get older etc,etc.Regular review should be the order of the day and that includes life insurance. Read article.

Monday, October 03, 2005

Estate Planning For Retirement

Though you might not be in the same tax bracket as this gentleman,you may share his retirement worries with your retirement and estate planning left to chance.

It is not as though he,and probably you,have really left it to chance, but a blunder or mistake can easily put you in the hole
The figures may be different for you, but it pays everybody to think about esate planning. Read more.