Thursday, June 11, 2009

Life Insurance: What to Look For in a Life Policy

Life insurance means that you are protecting yourself and your loved ones. But how can you be sure you are choosing the best life insurance policy?


1. Choose a company that is strong and stable. When you buy a life insurance policy, you want to be sure the life insurance company will be there when you need it. Check the life insurance companies for a good record.

2. Choose a life insurance company with a good back record and experience. You want to buy a life policy from a reputable company which you can prove that it has stood the test of time.

3. Deal with an experienced professional. Choosing the right life insurance professional is a crucial step in helping you achieve your life insurance goals.

4. What do you want your life insurance to do for you? Do you want a life policy that allows you to access cash value in the future or just provide protection. When it comes to life insurance, one size does not fit all.

5. Choose from all the life insurance companies quoting. That is the only way to get the cheapest life insurance premiums.

6. Make sure your life insurance keeps up with your life changes. As your life changes, so do your life insurance needs.

Friday, June 05, 2009

FAQ on Life Annuities

Question: Are registered annuities considered life insurance products and are the proceeds at time of death tax exempt?

Answer: Life insurance companies issue registered life annuities. The proceeds at
death are not tax exempt.

Thursday, June 04, 2009

FAQ on Life Insurance

I am looking for an insurance - life/ term insurance + mortgage insurance +
content insurance + house insurance.

I am buying a new townhouse, closing will be on 1 August. My lender offers
me life+mortgage insurance but their rates are high.

I have some life insurance from my employer. I need an additional coverage.
I prefer to buy a package including all insurance I need.

I live in Kamloops BC. I am 48 (will be 49 soon); female,on-smoker, healthy.
Please let me know what information you need from me to send me a quote.

Good morning and thanks for the inquiry.

Life and term insurance and mortgage is the same product; just named differently
for marketing purposes.The other insurances are general and will be handled
separately as there are different risks entirely.

I am giving you a link where you will see a list of all the premiums for the
amount you want.Of course you can call me to discuss any time at,toll free,
1 877 842 3863.